Frequently Asked Questions

Am I eligible for aid

  • demonstrate financial need, except for some private loan programs.
  • have a high school diploma or GED.
  • be accepted or enrolled in an eligible program.
  • be a U.S. citizen or eligible noncitizen.
  • have a valid social security number.
  • meet satisfactory academic progress standards.
  • certify that you will use federal student aid only for educational purposes and that you are not in default on a federal student loan and do not owe money on a federal student grant.
  • comply with Selective Service registration requirements.

How do I apply for federal student aid

You can create an FSA ID when logging into certain ED websites, including this one. Create an FSA ID now.

The FSA ID process consists of three main steps:

  1. Enter your log-in information.
    • Provide your e-mail address, a unique username, and password, and verify that you are at least 13 years old.
  1. Enter your personal information.
    • Provide your Social Security number, name, and date of birth.
    • Include your mailing address, e-mail address, telephone number, and language preference.
    • For security purposes, provide answers to five challenge questions.
  1. Submit your FSA ID information.
    • Agree to the terms and conditions.
    • Verify your e-mail address. (Note: By verifying your e-mail address, you can use your e-mail address as your username when logging into certain ED websites. This verification also allows you to retrieve your username or reset your password without answering challenge questions.)

To apply for federal financial aid, you must complete the FAFSA. You may complete the FAFSA at www.fafsa.ed.gov, or you may complete the paper version available in high school guidance offices, local libraries and the college financial aid office.

You may choose any of these three methods to file a
  • Login to apply online (Recommended) or
  • Complete a PDF FAFSA (Note: PDF FAFSAs must be mailed for processing) or
  • Request a paper FAFSA by calling: -800-4-FED-AID (1-800-433-3243) or 319-337-5665. If you are hearing impaired, please contact the TTY line at 1-800-730-8913.

Complete a PDF FAFSA

Select the school year for which you are applying for financial aid. For example, if you plan to attend college between July 1, 2018 and June 30, 2019, click The 2018-2019 School Year (July 1, 2018 – June 30, 2019).

If you are applying for a summer session, check with your college to verify which application you should complete.

The PDF FAFSA is available for you to print and fill out manually or is screen-fillable. Screen-fillable means you can enter your data on the screen before printing. Please note that if you choose this option you will not be able to save your data to your PC.


* Be sure to  use the IRS Data Retrieval Tool. This tool allows students and parents to access the IRS tax return information and transfer the data directly into your Free Application For Federal Student Aid (FAFSA) from the IRS website.
 
Why use the IRS Data Retrieval tool?
 
1.) It's the easiest way to provide your tax data.
2.) It's the best way of ensuring that your FAFSA has accurate tax information.
3.) You will not need to provide a copy of your tax returns to your school. 
 
 
You must complete a FAFSA every year. The Department of Education starts accepting the FAFSA on October 1 of each year. The FAFSA must be received by the federal processor no later than March 1 to receive the fullest consideration for MD State grants.
 
It is best to start applying for financial aid as soon as the FAFSA is available each year.
Students can use the MyFA portal to review, accept, and decline their financial aid 24 hours a day from any location. Students will be emailed a notification when it is time to accept their financial aid. You can view the guide to "Accessing MyFA - Financial Aid Tool" which can be found under "Financial Aid Forms" 

What is financial need

Most financial aid is awarded based on the financial need of the family. Need is based on a calculation that subtracts your expected family contribution from the cost of attendance.

Your cost of attendance includes the following categories: tuition and fees, books and supplies, room and board, transportation and miscellaneous or unusual expenses.
The following budget information is provided to give you an idea of the possible cost to attend Capitol Technology University. The cost is representative of the 2015-2016 information for full-time undergraduate students. To determine estimated expenses for one semester, divide the budget in half.

Budget item Student living with parent Student living on campus Student living off campus
Tuition*$22,788$22,788$22,788
Fees*$720$720$720
Books/supplies*$1,300 $1,300$1,300
Room/board$5,600$6,964*$10,600
Transportation$1,400$1,400$1,400
Miscellaneous expenses$1,600$1,600$1,600
Total: $33,408$34,772$38,408

*The asterisk marks expenses that all enrolled students must pay to the university. Room applies only to students living in on-campus housing.

Financial aid may be used to cover expenses related to your education: tuition, fees, books and supplies, room and board, transportation, and miscellaneous expenses.

The CompTIA A+/Network+ program is not approved for federal, state or institutional aid. Private loans are the only aid available for this program.

If you have accepted a Federal Direct Loan for the first time at Capitol Technology University, visit: www.studentloans.gov to complete your required Entrance Counseling and Master Promissory Note.

To apply for the Parent PLUS Loan please visit: www.studentloans.gov
You will need to complete a Direct PLUS Loan Request by clicking on the link: Apply for a Plus Loan
 
To complete a Direct PLUS Loan Request, you will need your FSA ID, School Name, Student Information, your personal and employer information. 
 
** If you have previously completed either a Direct Loan MPN or a Direct PLUS Loan Request, some of this information may be populated for you. You should review all populated information carefully for accuracy.
 
 
 
 
 

What scholarships are available

Each full-time undergraduate degree applicant is considered for an institutional scholarship when applying for admission to the university. The admissions office will send you notification of any awards.

A number of corporations and foundations have established scholarships at the university, which are awarded annually to continuing students who meet individual award criteria and requirements. The requirements typically include academic merit, donor specifications and financial need. For a full list of Capitol Technology University's institutional scholarship opportunities go to our scholarship page. 
The corporation and foundation scholarships at Capitol Technology University reward continuing, full-time students with funds donated by generous businesses, foundations and individual donors. To apply for these scholarships you must be a full time student with a minimum of 3.0 GPA.  For your convince we have created one Corporation-Foundation Scholarship Application that can qualify students for all scholarships available.
 
Applications are due by March 31st
Funds for this scholarship have been made available through an endowment created by Homer and Martha Gudelsky in memory of their son, Avrum. This scholarship recognizes and encourages academic excellence among outstanding seniors who are pursuing a bachelor of science degree. It is the highest academic honor the college confers. The Avrum Gudelsky Memorial Scholarship provides 90 percent tuition support for the academic year.
This scholarship is for senior level students only. Students applying for this scholarship must:
  • Have a 3.5 Grade Point Average (GPA) or higher;
  • be enrolled full-time (12 credits or more each semester- both fall and spring);
  • if enrolled less than full-time now, be planning to enroll full-time during the fall and spring semesters;
  • be enrolled in only those credit hours that apply to your undergraduate degree program;
  • be a U.S. citizen or eligible non citizen; 
  • have earned 96 or more credits - must be a senior level
Applications are due by March 31st
 

How will I receive my financial aid awards

After the last day for a 25 percent tuition refund, the financial aid staff reviews the enrollment status of each financial aid recipient. Most financial aid awards are prorated based on enrollment status. Only courses taken for a grade count toward enrollment status. After any adjustments are made, your Pell Grant, Supplemental Educational Opportunity Grant, Perkins Loans, institutional, corporate or foundation scholarship awards are automatically credited to your tuition and on-campus housing costs. You will receive a refund check if your financial aid is more than what you owe Capitol Technology University.
 
Students receiving aid from the Federal Stafford Loan will have funds credited to their accounts. 

What happens if I withdraw from all classes

If you withdraw from school, the amount of federal student aid assistance you've 'earned' up to the day of withdrawal will be determined by a formula, as per federal regulations. If you received more assistance than you earned, the extra funds must be returned.

Can I pay my tuition in installments

Yes. The deferred payment plan allows students to pay semester charges in three installments (after any financial aid has been deducted from the bill). The first payment is due at the time of registration. The second payment is due approximately 30 days after the semester begins. The third payment is due approximately 60 days after the start of the semester. Contact the Business Office for more information.